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Version: 11.3.0

Photo ID and Liveness Capture

The Photo ID and Liveness Capture step requires the requester to capture or upload a valid photo ID and to take a real-time selfie. The two images are compared to confirm the person presenting is the person on the ID.

This step is a lighter alternative to Document and Biometric Verification — it skips the compliance-screening overlays and the document-authentication path. Configure per-step Retry Limit and Failure Outcome the same way as other steps.

For workflows that compare a selfie against an existing directory-sourced anchor image instead of a freshly captured document, see Liveness-Only (Anchor Image) — that step handles the anchor-image variant.

Identification by Location

Identifying documents differ greatly from place to place, both in which ones are considered authentic and in composition. To know which documents are accepted by Affirm, see Supported Documents by Location.